In today’s fast-paced world, everyone is so caught up in their work that they forget to take care of their health. Stress is a significant contributor to hypertension. Unfortunately, it has become common for people to accept stress as an inevitable aspect of life, which is concerning. Hypertension is frequently referred to as a silent killer, as it can appear to be a normal condition, yet it can have serious consequences for health.
This article will explain what hypertension is, its causes, ways to reduce it, and the significance of health insurance.
Understanding Hypertension
Hypertension is another term for high blood pressure. It is a chronic disease caused by persistently high blood pressure, which affects the body’s arteries. High blood pressure causes the heart to work harder to circulate blood in the body. It is measured in millimeters of mercury (mmHg). Less than 120/80 mm Hg is deemed normal blood pressure.
Hypertension is more common among the elderly. As a result, if you have high blood pressure or your parents or grandparents do, consider purchasing the best health insurance plans for family to protect them from high medical costs. However, if you are unsure about family health insurance, you can opt for the best health insurance for senior citizens. These plans are intended to meet the diverse needs of the elderly and cover pre-existing conditions such as hypertension with shorter waiting periods.
What are the Causes of Hypertension?
Understanding the causes of hypertension is imperative for effective management. If you fall under any of the categories mentioned below, the best health insurance plans for family will provide coverage to you.
Let’s look at the factors that cause high blood pressure.
- Poor Lifestyle: Unhealthy eating habits, irregular sleep schedules, smoking, and drinking alcohol all contribute to high blood pressure.
- Medical Conditions: Several medical conditions, including diabetes, kidney diseases, and thyroid problems, can increase the risk of hypertension.
- Hormonal Disorders: Hyperthyroidism, primary aldosteronism, paraganglioma, and more can raise your blood pressure.
- High Salt Intake: Excess sodium can cause the body to retain water, leading to increased blood pressure.
How is Health Insurance Beneficial for Hypertension Patients?
The insurance provides coverage for chronic diseases such as diabetes, high blood pressure, and more. With the rising costs of healthcare driven by medical inflation, accessing necessary treatments can be increasingly challenging. Insurance alleviates this burden by covering various medical expenses, including hospital stays, surgeries, medications, and preventive services, ultimately easing your stress and making healthcare more accessible.
Consider a scenario where your parents are dealing with high blood pressure, and you’re searching for affordable yet reputable healthcare options within a limited budget. This can be quite overwhelming. This is where having the right insurance becomes crucial. By selecting the best health insurance plans for family or the best health insurance for senior citizens, as per your needs, you can provide your loved ones with the protection and peace of mind they deserve.
How to Choose Health Insurance for Hypertension?
When choosing the right insurance for high blood pressure, consider the following factors to make a well-informed decision:
- Coverage: Coverage levels vary depending on the insurer and the type of plan. Review the policy to understand what is covered and what is not under your policy.
- Network Providers: When purchasing the policy, ensure that your insurance provider includes reputable healthcare facilities. Using in-network hospitals results in lower out-of-pocket costs, reducing your financial burden.
- Claim Settlement Ratio: Always look for the Claim Settlement Ratio (CSR) of the insurer before finalizing the policy. It is the measure that indicates a successful number of claims settled in a financial year. Choose the one with the highest CSR.
- Waiting Period: Look for policies with lower waiting periods for pre-existing diseases such as hypertension. This is extremely beneficial during medical emergencies.
- Additional Benefits: Additional benefits, including health coaches, wellness programs, and discounts, enhance the policy and improve your overall being.
Wrapping Up
Hypertension is a serious health condition that requires specific treatments and management. Having insurance guarantees access to quality healthcare when needed. This can result in proper treatments timely and can help prevent complications related to hypertension.
If you’re looking for a health insurance provider, look no further than Niva Bupa. It is one of the most trusted insurance providers in the market. Niva Bupa offers a wide variety of insurance policies with extensive coverage, including daycare procedures, domiciliary treatments, OPD treatments, and more, offering you 24×7 access to quality healthcare.
Contact them or visit Niva Bupa’s official website for more information.
